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verita84
in reply to 👺кину奇诺[流浪者]👹 • • •👺кину奇诺[流浪者]👹
in reply to verita84 • • •I have 3 cards. I do not utilize more than 30% of my credit limit. I pay all my debts on time, often before the statement dates.
My "score ingredients" has remained essentially unchanged for a couple years now, which is broken down saying:
- Payment History: Exceptional
- Amount of Debt: Very Good
- Length of Credit History: Fair
- Amount of New Debt: Good
- Credit Mix: Very Good
I mention that these "metrics" have remained unchanged for a long while now because, for example, "Length of Credit History" remains "fair" despite having years of credit history now at this point. When does it move from "fair" to "good", etc..? "Amount of Debt" is only "very good" despite never utilizing more than 30% of what's available to me? I just don't really get it. And, I don't understand why the score would continually fluctuate vs. just steadily increase.
verita84
in reply to 👺кину奇诺[流浪者]👹 • • •👺кину奇诺[流浪者]👹
in reply to verita84 • • •verita84
in reply to 👺кину奇诺[流浪者]👹 • • •You my nigga
I just checked my score on Amex and I am finally back in the 800 club lol
Is platinum really worth it for you?
Seems like the worst one if you don't travel many times a year
👺кину奇诺[流浪者]👹
in reply to verita84 • • •verita84
in reply to 👺кину奇诺[流浪者]👹 • • •Zettour
in reply to 👺кину奇诺[流浪者]👹 • • •verita84
in reply to Zettour • • •@Zettour
This Jewish system is gay
verita84
in reply to Zettour • • •@Zettour
And another thing, when I got my new car, my score from the dealer was way higher than what the free reports give you so you can't trust them
👺кину奇诺[流浪者]👹
in reply to verita84 • • •verita84
in reply to 👺кину奇诺[流浪者]👹 • • •@Zettour
Yeah it's all nonsense. Go buy a car to get your real score lol
crispy branzino ☭ (skin)
in reply to 👺кину奇诺[流浪者]👹 • • •👺кину奇诺[流浪者]👹
in reply to crispy branzino ☭ (skin) • • •crispy branzino ☭ (skin)
in reply to 👺кину奇诺[流浪者]👹 • • •